Melissa Grass, FRC

Melissa Grass, FRC (sm), is the CEO of Freedom Financial and has over 28 years of experience in the financial services industry. She leads a team of highly trained and educated professionals with extensive knowledge totaling over 100 years of experience collectively. Prior to opening Freedom Financial, Melissa served as state director for companies such as MetLife, AIG and Transamerica in both WV and TX.. She hired, trained and helped develop hundreds of talented agents during her years as a Director for these companies. Her experience also includes working with a team of advisors for Mellon Bank with their high net wealth investment division. Melissa has also served as an expert witness assisting attorneys in client representation. in wrongful and unethical insurance practices. Her desire to offer her clients the best possible services with the best products available in the industry led her to open Freedom Financial. This allowed her and her team the Freedom to help clients with the best products in the industry instead of being restricted with only one company's products to serve their needs. Having this flexibility from over 100 plus of the nation's top-rated carriers is vital in giving their clients the best service possible.

Melissa is a Federal Retirement Consultant (sm) or FRC (sm) Professional and is certified in retirement planning for Federal Employees in the areas of TSP retirement strategies, FERS/CSRS retirement, retirement income strategies, retirement benefits planning, life insurance and estate planning. She is also an Investment Advisor Representative with Freedom Financial Advisors. Her extensive experience and knowledge in retirement planning makes Melissa uniquely qualified to assist her clients. Her passion for educating federal agencies and federal employees led Melissa to open the doors to Freedom Federal Educators, a federal benefits education organization. 

During her career, Melissa has received numerous awards throughout the industry for her achievements as a Director as well as her personal production. Melissa’s memberships include RFC, NAIFA , MDRT, FRC (sm) and GAMA to name only a few. Offering her clients superior planning with highest regards for doing what is right is her top priority.