Team

Freedom Financial has a team of highly trained professionals that specialize in working with federal employees. Each of our Federal Retirement Consultants have undergone an extensive background check, taken the required course work and passed a proctored exam to receive their FRC (Federal Retirement Consultant) designation through FINRA.  They have demonstrated their knowledge and abilities to provide educational services to federal employees in the areas of CSRS/FERS, TSP, FEGLI, FEHB and Social Security. These educational services are provided through our affiliate Freedom Federal Educators.



DISCLAIMER: Investment Services and Advice are provided ONLY by the individuals that are registered Investment Advisor Representatives. All investment services/advice are provided through Freedom Financial Advisors. Those NOT registered cannot conduct business as an Investment Advisor. 

Brian Ross, FRC (sm)

Federal Retirement Consultant (sm)

304-590-2235

brian.ross@theffig.com

Brian Ross is Federal Retirement Consultant for Freedom Financial. With over 25 years experience, Brian is uniquely qualified to help his clients with their retirement planning needs. Brian, specializes in working with Federal...
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Jerry Potter, FRC (sm)

Federal Retirement Consultant- Investment Advisor Representative

304-541-2005

Jerry.potter@theffig.com

Jerry Potter is a Federal Retirement Counselor with Freedom Financial with 36 years of experience. He holds a BA degree from the University of Charleston. Jerry specializes in retirement planning with Federal Employees 

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John Chambers, MBA, FRC

Federal Retirement Consultant

john.chambers@theffig.com

John Chambers MBA, RFC is a Life and Retirement Specialist for Freedom Financial. He started his career in the financial services industry in 1984. Since then John has received numerous awards for his management and production. John is...

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Joseph Spano, FRC (sm)

Federal Retirement Consultant- Investment Advisor Representative

304-546-9366

joseph.spano@theffig.com

Joe entered the Insurance and Financial Services Industry in 1983 with the Equitable Life Assurance Society no (AXA Financial) as an agent, becoming a Financial Advisor in 1984. Mr. Spano is a Life Member of the Million Dollar Round...

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Kirstin Hatfield, FRC(sm)

Federal Retirement Consultant (sm)

210-287-2634

kirstin.hatfield@theffig.com

Kirstin Hatfield joined the Freedom Financial family in June 2018. She is the foundation for where our Federal Employees start their experience with our firm. Kirstin is the National Scheduling Director for Freedom Financial and FFE.

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Mark Luttner, FRCLUTCF, CLTC

Federal Retirement Consultant

mark.luttner@theffig.com

Mark has been an advisor for over 30 years and has worked as, a trainer of other financial service professionals, an Agency Director of Advanced Planning, and an Associate General Agent and Regional Vice President of a Midwestern...

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Melissa Grass, FRC

CEO and Federal Retirement Consultant (sm) - Investment Advisor Representative

210-287-5465

847-232-6044

melissa.grass@theffig.com

Melissa Grass, FRC (sm), is the CEO of Freedom Financial and has over 28 years of experience in the financial services industry. She leads a team of highly trained and educated professionals with extensive knowledge totaling over 80...

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